California Privacy Rights

Last Updated: 1/12/26

This California Privacy Rights notice applies solely to California residents and supplements the information contained in DebtWink’s Privacy Policy. It is provided in accordance with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA).

For purposes of this notice, “personal information” has the meaning given under California law.

1. Categories of Personal Information We Collect

Within the past 12 months, DebtWink may have collected the following categories of personal information:

Identifiers (such as name, email address, phone number, IP address)
Internet or electronic network activity information
Geolocation data (state or general location only)
Financial or debt-related information voluntarily submitted through forms
Inferences drawn from information provided to match consumers with relevant third-party providers

DebtWink does not knowingly collect personal information from individuals under the age of 18.

2. Purposes for Collecting Personal Information

We collect and use personal information for the following business purposes:

Responding to consumer inquiries
Connecting consumers with independent third-party financial service providers
Facilitating communications requested by consumers
Improving website functionality and performance
Compliance with legal and regulatory obligations
Preventing fraud or misuse

DebtWink does not make lending decisions or offer financial products directly.

3. Sharing of Personal Information

We may disclose personal information to:

Independent third-party providers offering financial products or services
Service providers that assist with website operations, analytics, marketing, or lead delivery
Government authorities or regulators when required by law

DebtWink does not sell personal information for monetary consideration. However, certain data sharing activities may be considered a “sale” or “sharing” under California law.

4. Your California Privacy Rights

As a California resident, you have the right to:

Right to Know: Request information about the personal information we collect, use, and disclose
Right to Access: Request a copy of the personal information we have collected about you
Right to Delete: Request deletion of personal information, subject to legal exceptions
Right to Correct: Request correction of inaccurate personal information
Right to Opt Out: Opt out of the sale or sharing of personal information
Right to Limit: Limit the use of sensitive personal information, where applicable
Right to Non-Discrimination: Not be discriminated against for exercising your rights

5. Exercising Your Rights

You may exercise your California privacy rights by submitting a request through one of the following methods:

Visiting our Do Not Sell or Share My Personal Information page
Submitting a request through the contact methods provided on our website

We may need to verify your identity before processing your request to protect your information.

6. Authorized Agents

You may designate an authorized agent to submit a request on your behalf. Authorized agents must provide proof of authorization and may be required to verify your identity directly with us.

7. Opt-Out Preference Signals

DebtWink recognizes browser-based opt-out preference signals, such as Global Privacy Control (GPC), where required by applicable law.

8. Retention of Personal Information

We retain personal information only for as long as reasonably necessary to fulfill the purposes outlined in our Privacy Policy, unless a longer retention period is required or permitted by law.

9. Updates to This Notice

We may update this California Privacy Rights notice from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

10. Contact Information

If you have questions about this notice or your California privacy rights, please contact us through the contact methods provided on our website.