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E-SIGN & Electronic Communications Consent

  1. E-SIGN & Electronic Communications Consent

☐ By checking this box and submitting this form, I acknowledge and agree to the following:

I authorize DebtWink and its network of independent third-party providers, partners, and service providers to contact me regarding financial products and services that may be relevant to my inquiry. Contact may be made using automated dialing systems, prerecorded or artificial voice messages, SMS/text messages, and email, at the phone number and email address I provide, even if my number is listed on a federal or state do-not-call registry.

I understand that my consent is not a condition of purchase or approval, and that I may revoke my consent at any time by following the opt-out instructions provided in any communication.

I acknowledge that, as part of evaluating my inquiry, a soft credit inquiry may be obtained, which does not affect my credit score. I further understand that if I choose to proceed with a third-party provider, that provider may conduct a hard credit inquiry, which could impact my credit score. DebtWink does not make lending decisions and does not control the credit practices of third-party providers.

I consent to receive electronic communications, disclosures, notices, and records related to my inquiry and any resulting communications, and I agree that such communications may be provided electronically rather than in paper form.

I confirm that I have reviewed and agree to DebtWink’s Privacy Policy, Terms of Use, and E-SIGN & Electronic Communications Consent, and that I am at least 18 years old and authorized to submit this information.

 

E-SIGN & Electronic Communications Consent

Last Updated: [Insert Date]

This E-SIGN & Electronic Communications Consent (“Consent”) applies to your interactions with DebtWink (“DebtWink,” “we,” “us,” or “our”) through our website and related services (the “Site”). By submitting information through the Site, you consent to receive communications and disclosures electronically as described below.

1. Electronic Communications

You agree that all communications, disclosures, notices, agreements, and records related to your inquiry or use of the Site (collectively, “Communications”) may be provided to you electronically. Communications may be delivered via:

  • Email

  • SMS or text message

  • Website notifications

  • Electronic documents or records

Electronic Communications satisfy any legal requirement that such information be provided in writing.

2. Scope of Consent

Your consent applies to:

  • Disclosures related to your inquiry

  • Notices regarding communications with third-party providers

  • Privacy notices and policy updates

  • Consent confirmations and acknowledgments

  • Records related to your use of the Site

DebtWink is a lead generation platform and does not make lending decisions or provide financial products directly.

3. System Requirements

To access and retain Electronic Communications, you must have:

  • A device with internet access

  • A current web browser capable of viewing HTML and PDF files

  • An active email address

  • The ability to receive SMS or text messages (if applicable)

You are responsible for maintaining accurate contact information.

4. Paper Copies

You may request a paper copy of any Electronic Communication by contacting us through the contact methods provided on the Site. Paper copies may be provided at no charge, unless otherwise permitted by law.

5. Withdrawal of Consent

You may withdraw your consent to receive Electronic Communications at any time by contacting us or following the opt-out instructions included in Communications. Withdrawal of consent may limit or prevent our ability to continue providing services or responding to your inquiry.

Withdrawal of consent does not apply retroactively to Communications already provided.

6. Updating Contact Information

You agree to promptly notify DebtWink of any changes to your email address, phone number, or other contact information to ensure continued delivery of Electronic Communications.

7. Hardware and Software Changes

If changes in hardware or software requirements create a material risk that you will not be able to access or retain Electronic Communications, we will notify you and provide an opportunity to withdraw consent without penalty.

8. Acknowledgment

By submitting information through the Site, you acknowledge that:

  • You have read and understand this Consent

  • You agree to receive Communications electronically

  • You have the ability to access and retain Electronic Communications

  • You are at least 18 years old

9. Contact Information

If you have questions regarding this Consent or wish to request paper copies or withdraw consent, please contact us through the contact methods provided on the Site.